Buying plan
Make your next move with a plan.
Choose your situation below. Work through the checks, keep the paperwork, and pause when a key fact is still missing.
Still choosing a car?
Compare two options against your budget, daily needs, and costs.
Open decision worksheetHave an offer?
Check the written amounts and keep each revision for comparison.
Check and save a quoteAlready signed?
Track promises, payment setup, trade payoff, and any problems.
Follow up after buyingWhat's your situation?
Buying New
Compare the exact vehicle, a written itemized price, financing terms, and optional products before signing.
Buying Used
Check vehicle identity, title history, recalls, and present condition with the right source for each question.
Leasing
Compare the full lease calculation, mileage allowance, end charges, and a purchase alternative over the same period.
Private Party
Verify the seller, title, and VIN, then plan inspection, insurance, payment, and state transfer steps.
Subprime / Negative Equity
Review credit reports, compare written offers, and show any old loan balance clearly in the amount financed.
Not Sure Yet?
Build a side-by-side worksheet using your budget, driving, ownership horizon, insurance, and written costs.
Buying soon, or waiting?
Compare dated offers, exact vehicles, credit conditions, and the cost of waiting. A calendar rule is not a substitute for your own evidence.
Use the timing worksheetBefore you sign
Federal law does not generally give you a three-day right to cancel a vehicle purchase made at a dealership. State law and your contract can differ. Verify any cancellation right and all final terms in writing.
Read the FTC’s used-car guidanceNotes: Deal rules and fee limits can vary by state. Always confirm with local DMV or consumer protection guidance.